Disclaimer

Nature of Our Service

Insurance CLB ("we," "us," "our") operates as an independent insurance consultation and referral service. We provide educational information and independent guidance to help consumers understand insurance coverage options and make more informed decisions.

Our role is limited to:

• Providing educational information about types of insurance coverage
• Offering independent consultation about your insurance needs
• Referring consumers to licensed insurance providers and carriers
• Facilitating introductions between consumers and licensed insurance professionals

Not an Insurance Company

Insurance CLB is not licensed to sell, underwrite, or issue insurance policies in any state. We are not a licensed insurance agent, broker, or carrier. We do not:

• Issue insurance policies or binders
• Underwrite insurance risk
• Collect insurance premiums
• Process or adjudicate insurance claims
• Bind insurance coverage
• Act as a licensed insurance agent or broker

No Guarantee of Coverage, Rates, or Eligibility

Any insurance products, rates, coverage details, eligibility requirements, and policy terms are determined solely by the licensed insurance provider you choose. Insurance CLB makes no guarantees, representations, or warranties regarding:

• The availability of any insurance product
• Any specific insurance premium rate
• Your eligibility for any insurance product
• The specific terms, conditions, or exclusions of any policy
• Claims decisions or payment outcomes

Compensation Disclosure

Insurance CLB may receive compensation from licensed insurance providers when consumers are referred to and purchase insurance products from those providers. This compensation does not influence the guidance or information we provide. We always strive to present information in your best interest.

Educational Content

All content on this website, including guides, articles, and insurance information, is provided for educational and informational purposes only. It does not constitute insurance, legal, financial, or professional advice. You should consult with a licensed insurance professional before making any insurance purchase decisions.

Third-Party Providers

Licensed insurance providers in our referral network are independent third parties. Insurance CLB does not control, endorse, or guarantee the products, services, or business practices of any third-party insurance provider. We encourage consumers to independently verify the licensing, reputation, and financial stability of any insurance provider before purchasing a policy.

Contact Us

If you have questions about this disclaimer or our service, please contact us at:

Insurance CLB
8 Stratford Ln, Pine Bluff, AR 71603, USA
Email: info@insuranceclb.com
Phone: (888) 241-0905