Protect Your Property, Your Home, Your Investment
From homeowners to renters, landlords to condo owners, we connect you with property insurance providers that cover what matters most.
Property Coverage Explained
Understanding what each type of property insurance covers helps you make the right choice.
Homeowners Insurance (HO-3)
The most common form of home insurance. Covers your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable due to a covered event.
- Dwelling structure
- Personal belongings
- Liability protection
- Additional living expenses
- Medical payments to others
Renters Insurance (HO-4)
Protects tenants' personal belongings against theft, fire, and other covered perils. Also includes personal liability coverage, often very affordable.
- Personal property coverage
- Liability protection
- Loss of use coverage
- Medical payments
- Scheduled personal property
Condo Insurance (HO-6)
Covers the interior of your condo unit and your personal belongings. Works alongside the building's master policy which typically covers the exterior and common areas.
- Interior dwelling coverage
- Personal property
- Personal liability
- Loss assessment coverage
- Improvements & betterments
Landlord Insurance (DP-3)
Designed for property owners who rent out their property. Covers the dwelling structure, lost rental income, and landlord liability, but not tenants' belongings.
- Dwelling/structure coverage
- Rental income protection
- Landlord liability
- Legal expense coverage
- Vandalism & malicious damage
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